Grow your business with

Maitre'D Capital

Looking for faster access to funds or more spending flexibility? Explore the option that works best for you.

CASH ADVANCE

Leverage your revenue stream

Maitre’D Capital Cash Advance gives you access to fast*, flexible** funding directly connected to your daily sales. It’s not a loan, it’s an advance that adapts automatically to your business performance.

Quick application, fast funding

Submit your application in minutes. With funds paid out within 48 hours.*

One simple and transparent fixed fee

One transparent fixed fee which means no hidden surprises or late payment fees.

Payments in line with your income

Once approved, payments are automated as a small percentage of your daily sales.

CASH ADVANCE

Funding that Adapts
to Your Sales

The Maitre’D Capital Cash Advance program is designed specifically for hospitality: restaurants, bars, food trucks and more. It transforms your Maitre’D POS into a growth tool by connecting your sales data with flexible access to cash advances.

Each advance is calculated based on your real business performance, not on rigid credit metrics.

CASH ADVANCE

How You Can Use Your Funds

You’re free to use your advance however your business needs — it’s your growth, your choice.

Upgrade kitchen equipment

Hire and train staff

Launch marketing campaigns

Renovate your dining area

Open a new location

Any other project that helps your business grow

MASTERCARD®

aCCESS YOUR MONEY INSTANTLY

The Maitre’D Mastercard® lets you access your funds as soon as you want, even on weekends and holidays, so you can stay in control of your cash flow without delays.

Instant funding

No waiting for bank days, weekends or holidays.

Enhanced control

You decide where your money goes and how you use it.

No extra fee

No fees beyond standard credit card fees.

Find out how much you could get

Our quotes are based on business revenue and time in business which brings a number of benefits over other types of raising funds for small business.

Your revenue informs the quote that you receive

Payments are taken as a percentage of sales

One simple fixed fee; no hidden charges or interest.

CASH ADVANCE & MASTERCARD®

CHECK YOUR ELIGIBILITY

Find out if you qualify for our Cash Advance program and/or the Maitre’D Mastercard®. Complete the short form below and one of our advisors will contact you shortly.

Be an existing PayFacto merchant

Have a consistent record of card sales for at least 3 months

Generate minimum monthly revenues (thresholds vary by region)

Start your eligibility check now to discover your available funding.

frequently asked questions

What is revenue-based financing?

Revenue-based financing (RBF) is a type of flexible funding designed specifically for small to medium businesses. It allows companies to grow and thrive without giving up equity and can provide funding between $4,000 and $150,000.*** Unlike traditional finance, you get one fixed fee that never changes which means no interest or late fees. Payments are made as a percentage of your daily revenue which means you make payments automatically as customers pay you.**

How long does it take to get funding?

We understand that business moves quickly and in order to grab hold of opportunities as they arise, receiving funding quickly is important for many of the businesses that apply. That's why we aim to fund applications within 24 hours.*

Am I eligible for funding?

We fund a wide range of businesses including sole traders, partnerships, LTD companies and LLP's. We do have some requirements; businesses have to have been trading for more than 3 months and must have over $1,500 in average monthly revenue in order to be eligible for funding.

What is the cost?

Unlike traditional finance, you get one fixed fee that never changes which means no interest or late fees. The fixed fee will be determined based on the advance amount combined with the percentage you pay (%) as part of your daily revenue. This approach means that fees are transparent and taken in line with your cashflow.**

What is a MID (Merchant ID)?

A merchant ID or MID is a commonly used 15 digit numerical identifier used to facilitate and identify credit and debit card payments for businesses. Finding your MID is straightforward and can usually be viewed in the following places: In your merchant account statement, on your card terminal, or by contacting your payments provider.

DISCLAIMER

This product is provided by Liberis US Inc, 600 Peachtree St NE Suite 840, Atlanta, GA 30308. (Registered in Delaware No: 7203441). This product is a form of receivables finance not a loan. Financing is subject to status and our underwriting process. Terms and conditions apply. Subject to approval and regional eligibility. Liberis and PayFacto reserve the right to modify or discontinue the program without notice.
 

Eligibility and Transparency

Applications are subject to an evaluation of the business’s credit and solvency. Financing offers depend on each applicant’s specific circumstances. Liberis reserves the right to decline applications due to payment concerns, active insolvency, or regulatory compliance issues. A minimum monthly payment of up to 3% of the total funding amount may be required.

Funding Speed Disclaimer

Approval and funding may occur within 24 hours for eligible applicants (as of July 2025, 69% of approved merchants were funded within 1 working day). The record funding time of 56 minutes reflects optimal processing conditions and may not represent all applications.

*In July 2025, 69% of approved of merchants were funded within 1 working day.
**Canadian businesses will be expected to operate their business in a way that ensures Liberis receives a minimum monthly amount of up to 3% of the total amount owed to Liberis.
***Amounts may be subject to change depending on your credit profile at enquiry. Liberis reserves the right to decline applications for affordability concerns, active insolvency, or failure to pass our compliance checks.

Ready to

take command of your growth?

Turn your daily sales into tomorrow’s opportunities.

Already a PayFacto Merchant?