Maitre'D Mastercard, business debit card that puts your daily card sales to work, faster
Maitre’D Mastercard is a business debit card that gives you immediate, flexible access to a portion of your daily card sales—without borrowing or waiting for your regular bank deposit. Choose what percentage of your sales goes directly to your card and access those funds within minutes of each transaction, while the remaining sales go to your bank account as usual. Use your card for everyday business expenses and issue team cards to manage spending.
Best for: Restaurants and hospitality businesses that want immediate, flexible access to their daily card sales without waiting for traditional bank transfers. 
Within minutes
access to card sales
Choose your %
of daily card sales
7 days a week
including weekends & holidays
$50 annual fee
no transaction fees or interest
Team cards
for managing business expenses
Why Maitre'D Mastercard?
Turn your restaurant card sales into immediate spending power with Maitre’D
Your restaurant sales already flow through Maitre’D. Now your financial tools can, too. Maitre’D Mastercard gives you faster access to a portion of your daily card sales, so you can pay suppliers, cover staff expenses, and manage everyday business spending, online and in person, without waiting for your regular bank deposit. The remaining sales continue to your bank account. Here’s how it works:
- 01. Process sales with Maitre'D
- 02. Apply
- 03. Get virtual or physical cards
- 04. Choose card allocation
- 05. Access funds on your cards
- 06. Put funds to work
01. Process sales with Maitre'D
02. Apply
03. Get virtual or physical cards
04. Choose card allocation
05. Access funds on your cards
06. Put funds to work
What that means for your restaurant
Get your cards quickly
Apply for Maitre’D Mastercard and get a virtual card in seconds, with a physical card delivered by mail. One annual fee of $50, with no transaction fees or interest.
Get access to funds within minutes
Your allocated sales are available on your Maitre’D Mastercard within minutes, including weekends and holidays.
Spend anywhere
Use your Maitre’D Mastercard wherever Mastercard is accepted, online and in person including with Apple Pay and Google Pay.
Give your team spending power
Issue team cards for business expenses and manage cards and spending directly through the Maitre’D platform.
Keep control of your cash flow
Choose how much of your eligible daily card sales goes to your Maitre’D Mastercard, while the remainder continues to your bank account.
See what Maitre'D Mastercard can do for your restaurant.
How restaurant operators put Maitre’D Mastercard to work
From everyday operating expenses to unexpected costs and new opportunities, Maitre’D Mastercard gives restaurant operators instant access to funds and the flexibility to spend when and where their business needs it.
Pay suppliers
Cover supplier invoices without waiting for your next scheduled bank deposit.
- Upgrading essential equipment
- Renovating the dining room or patio
- Covering unexpected repairs
- Investing in technology
Purchase inventory
Restock food, beverages, packaging, and other supplies after a busy service period.
- Upgrading POS and payment technology
- Improving the website and online ordering
- Upgrading accounting, payroll, and inventory systems
Manage staff expenses
Pay staff tips, issue team cards for approved business expenses, and manage spending through Maitre’D.
- Opening a new location
- Expanding your menu
- Launching marketing campaigns
- Funding a special event
Pay everyday expenses
Use your Maitre’D Mastercard for business purchases wherever Mastercard is accepted.
- Purchasing inventory
- Taking advantage of discounts
- Managing seasonal expenses
- Preparing for busy seasons
Handle unexpected costs
Access available funds to cover time-sensitive operating expenses when they arise.
- Purchasing inventory
- Taking advantage of discounts
- Managing seasonal expenses
- Preparing for busy seasons
Hear from our clients
Proven in real restaurants, during real service
Le Cathcart and Biergarten restaurants overcame their operational challenges by integrating Maitre’D Veloce point of sale systems. With improved transaction speed, efficient end-of-day closings, and exceptional technical support, their solutions have simplified our operations.
Vincent Saint-Pierre
Director of Operations, Le Cathcart
The system, the invoicing and how orders are sent and printed in the kitchen are really what makes Maitre’D a most effective tool. The back office is very easy to use, as is changing the menu.
Brian Pereira
Senior Director, The Farsides
Maitre’D solution has provided undeniable cost savings without affecting staff productivity. The team tracked the implementation on a weekly basis throughout the deployment. The availability and interest shown by the Maitre’D support team made it possible to meet our expectations in every respect.
Jérôme Benny
Operations and IT Manager, Benny&Co
Several financial solutions, one restaurant platform
Maitre’D embedded financial solutions offer more ways to put your restaurant’s money to work. One of them is Maitre’D Cash Advance, a flexible financing solution that gives you fast access to $4,000 to $150,000 in working capital based on your restaurant’s card sales. Repayments are automatically calculated as a percentage of your daily sales, with no fixed repayment schedule or prepayment penalties. All connected to the Maitre’D platform you already use.
Looking for faster access to your restaurant sales?
Maitre’D Mastercard® turns a portion of your daily card sales into spending power within minutes, so you can pay for the business expenses you need today. Talk to our team to see how Maitre’D Mastercard can work for your restaurant.
Tell us about your operations so we can tailor your demo
Are you an existing client looking for support? Contact our support team.
FAQs
What is Maitre’D Mastercard®?
Maitre’D Mastercard is a business debit card that gives you access to a portion of your daily card sales within minutes. You can use the card for everyday business expenses while the remaining sales continue to your bank account as usual.
What is a business debit card?
A business debit card is a payment card that lets businesses make purchases using available funds rather than borrowing money. It can be used for everyday business expenses, both online and in person. Maitre’D Mastercard is a business debit card that gives restaurant operators access to a portion of their eligible card sales for business spending.
How does Maitre’D Mastercard work?
You choose the percentage of your daily card sales you want to make available to your Maitre’D Mastercard. That portion becomes available for spending within minutes of each transaction, while the remaining sales continue to your regular bank account.
How does card allocation work, and what percentage of my sales can I allocate to Maitre’D Mastercard?
You choose the percentage of your eligible daily card sales you want to make available through your Maitre’D Mastercard, subject to applicable program terms and eligibility. That portion becomes available for spending within minutes of each transaction, while the remaining sales continue to your regular bank account.
Is Maitre’D Mastercard a loan?
No. Maitre’D Mastercard is a business debit card that gives you access to a portion of sales you have already generated. It is not a traditional loan or line of credit.
Is Maitre'D Mastercard a credit card?
No. Maitre’D Mastercard is not a credit card and does not provide a line of credit. It gives you access to funds from your eligible card sales. There are no transaction fees or interest charges.
When can I access my sales?
Eligible funds can become available on your Maitre’D Mastercard within minutes of each card transaction, giving you faster access to a portion of your sales.
Where can I use my Maitre’D Mastercard?
You can use your card for everyday business expenses wherever Mastercard is accepted, online and in person, including with Apple Pay and Google Pay.
Can I issue cards to my team?
Yes. You can issue team cards to help manage business spending and give employees access to funds for approved expenses.
What happens to the rest of my sales?
The portion of your sales that you don’t allocate to your Maitre’D Mastercard continues to your regular bank account as usual.
How much of my sales can I access through Maitre’D Mastercard?
You can choose the percentage of your eligible daily card sales that you want to make available through your Maitre’D Mastercard, subject to applicable program terms and eligibility.
Are there any fees?
Maitre’D Mastercard has a $50 annual fee and no transaction fees or interest.
Do I need to change how I accept payments?
No. Your restaurant can continue accepting payments through Maitre’D as usual. Maitre’D Mastercard works alongside your existing payment and banking setup.
How is Maitre’D Mastercard different from Maitre’D Cash Advance?
Maitre’D Mastercard gives you access to a portion of your daily card sales for business spending through a debit card. Maitre’D Cash Advance provides a lump sum of funding that is repaid through a percentage of future sales.