Maitre’D Cash Advance, fast, flexible business funding for restaurants based on your daily sales
Maitre’D Cash Advance is a merchant cash advance that gives restaurants and hospitality businesses fast, flexible access to capital based on their card sales. Unlike traditional bank loans, it doesn’t require extensive paperwork, strong credit, or weeks of waiting. Repay automatically through a percentage of your daily sales, with no fixed repayment schedule or prepayment penalty. 
Best for: Restaurants and hospitality businesses that need quick access to capital for unexpected expenses or growth opportunities, without the complexity of a traditional bank loan.
Are you a current client?
Apply here > (MID required)
$4K–$500K
in available funding
24–48 hours
to receive funds after approval
From 5%
repayment rates
Sales-based
repayments adjust with sales
One upfront fee
no hidden fees or interest
Why Maitre'D Cash Advance?
Fast business financing, accessible through the Maitre’D platform
Your restaurant sales already flow through Maitre’D. Now your financial tools can, too. Maitre’D Cash Advance uses your restaurant’s card sales activity to help determine eligibility and repayment, giving you access to funding through the platform you already use. Here’s how it works:
- 01. Process sales with Maitre'D
- 02. Apply for a cash advance
- 03. Get approved
- 04. Access capital
- 05. Repay as you sell
01. Process sales with Maitre'D
02. Apply for a cash advance
03. Get approved
04. Access capital
05. Repay as you sell
What that means for your restaurant
Built around your business
Approval is based on your card sales rather than traditional credit assessments, making funding accessible without relying on conventional lending criteria.
Designed for restaurant cash flow
Repay through a percentage of your daily sales, with no fixed repayment schedule or prepayment penalties. Repay more when sales are higher, less when they’re lower.
Fast, easy access to capital
Apply in minutes and get funded within 24–48 hours, without lengthy bank processes or complex paperwork. Pay one upfront fixed fee, with no hidden fees or interest.
One platform, fewer steps
Access financial tools through the restaurant platform you already use, with your Maitre’D sales activity helping inform eligibility and repayment.
See what Maitre'D Cash Advance can do for your restaurant.
How restaurant operators put Maitre’D Cash Advance to work
Restaurant operators use merchant cash advances as working capital for unexpected costs, growth opportunities, and day-to-day expenses. From upgrading equipment and renovating your restaurant to purchasing inventory, supporting staffing needs, or opening a new location, Maitre’D Cash Advance gives you the flexibility to put capital to work where it matters most.
Facilities & equipment
- Upgrading essential equipment
- Renovating the dining room or patio
- Covering unexpected repairs
Operations & technology
- Upgrading POS and payment technology
- Improving the website and online ordering
- Upgrading accounting, payroll, and inventory systems
Growth & expansion
- Opening a new location
- Expanding your menu
- Launching marketing campaigns
- Funding a special event
Inventory & working capital
- Purchasing inventory
- Taking advantage of discounts
- Managing seasonal expenses
- Preparing for busy seasons
Workforce & staffing
- Hiring and onboarding staff
- Supporting seasonal staffing needs
- Investing in employee training
Hear from our clients
Proven in real restaurants, during real service
Le Cathcart and Biergarten restaurants overcame their operational challenges by integrating Maitre’D Veloce point of sale systems. With improved transaction speed, efficient end-of-day closings, and exceptional technical support, their solutions have simplified our operations.
Vincent Saint-Pierre
Director of Operations, Le Cathcart
The system, the invoicing and how orders are sent and printed in the kitchen are really what makes Maitre’D a most effective tool. The back office is very easy to use, as is changing the menu.
Brian Pereira
Senior Director, The Farsides
Maitre’D solution has provided undeniable cost savings without affecting staff productivity. The team tracked the implementation on a weekly basis throughout the deployment. The availability and interest shown by the Maitre’D support team made it possible to meet our expectations in every respect.
Jérôme Benny
Operations and IT Manager, Benny&Co
Several financial solutions, one restaurant platform
Maitre’D embedded financial solutions offer more ways to put your restaurant’s money to work. One of them is Maitre’D Mastercard, a business debit card that turns your daily restaurant card sales into spending power within minutes, all connected to the Maitre’D platform you already use.
Looking for fast business financing?
Maitre’D Cash Advance offers restaurant operators a flexible alternative to traditional business loans, with a simple application process. Whether you’re investing in growth or handling an unexpected expense, our team can help you explore your funding options.
Tell us about your operations so we can tailor your demo
Are you an existing client looking for support? Contact our support team.
FAQs
What is Maitre’D Cash Advance?
Maitre’D Cash Advance is a merchant cash advance that provides restaurants with access to capital in exchange for a percentage of future card sales. Unlike a traditional loan, repayment is tied to your daily sales rather than a fixed payment schedule.
What is a merchant cash advance?
A merchant cash advance provides businesses with upfront capital in exchange for a percentage of future card sales. Unlike a traditional loan, repayment is tied to daily sales rather than a fixed payment schedule. Maitre’D Cash Advance gives eligible restaurants access to this type of flexible business funding through the Maitre’D platform.
Is a merchant cash advance a business loan?
No. A merchant cash advance is not a traditional business loan. Instead, it provides an advance against future card sales, with repayment collected as a percentage of daily sales rather than through fixed loan payments. This gives eligible restaurant operators faster access to capital and more flexibility during slower periods. It also avoids the lengthy application and approval process typically associated with traditional business loans.
How is Maitre’D Cash Advance different from a traditional bank loan?
A merchant cash advance and a working capital loan both provide funds to support business expenses and growth, but they work differently. A merchant cash advance is repaid through a percentage of future card sales, while a working capital loan typically involves fixed payments over a set repayment period. Maitre’D Cash Advance is designed to align repayment with your restaurant’s daily sales.
How much can I receive?
Funding is available from $4,000 to $500,000, subject to eligibility and approval.
What are the eligibility requirements of Maitre'D Cash Advance?
Eligibility is based primarily on your restaurant’s card sales and business profile rather than traditional credit criteria. Specific requirements and approval terms may vary by applicant.
How quickly can I receive the funds?
Once approved, funds can typically be available within 24–48 hours.
How are repayments calculated?
Repayments are automatically collected as a percentage of your daily card sales. Repayment rates start as low as 5%, with the actual rate determined based on your specific business profile.
What happens during slower sales periods?
Repayments adjust with your daily sales, so you repay less when sales are lower. There is no fixed repayment schedule, giving you more flexibility during slower periods.
Are there any hidden fees or prepayment penalties?
There is one upfront fixed fee, with no hidden charges or interest. The fee and advance are repaid through a percentage of your daily sales. There are also no prepayment penalties, so you can repay your advance early without an additional fee.